Are you a freelancer, startup founder, or small business owner based in Germany, France, Italy, or Spain? Tired of slow, outdated, and bureaucratic traditional banks? If so, it’s time to discover Qonto — the fully digital business banking solution made for modern entrepreneurs.
🌍 What Is Qonto?
Qonto is a fast-growing European fintech launched in France in 2016. Today, it serves over 500,000 businesses across Europe and operates officially in:
- 🇩🇪 Germany
- 🇫🇷 France
- 🇮🇹 Italy
- 🇪🇸 Spain
Qonto was designed from the ground up for business banking — offering entrepreneurs a streamlined, digital, and efficient experience.
🚀 Why Choose Qonto?
Here are the top reasons why Qonto is the perfect banking solution for your business:
✅ 100% Online Account Opening
Open your account in less than 10 minutes, entirely online. All you need is your business documents and a short video verification — no paperwork or branch visits required.
✅ Local IBANs for Your Country
Get a local IBAN (DE, FR, IT, or ES) that matches your company’s location. This is crucial for making and receiving payments professionally.
✅ Business Mastercard (Physical & Virtual)
Easily issue cards for yourself and your team. Control expenses by team member, department, or project with Qonto’s intuitive dashboard.
✅ Real-Time Financial Management
Track your cash flow live, automate expense reports, and integrate with top accounting tools like DATEV, Lexoffice, Pennylane, QuickBooks, and more.
✅ Multilingual Customer Support
Enjoy fast, responsive support — available 24/7 and in your language (including English, German, French, Italian, and Spanish).
✅ Secure & Regulated
Your funds are protected under EU regulations, with deposit protection up to €100,000 through France’s FGDR.
🎯 Who Is Qonto For?
Qonto is perfect for:
- Freelancers & solopreneurs
- Startups & growing SMEs
- Digital nomads and remote business owners in the EU
- Companies registered in Germany, France, Italy, or Spain
🎁 Limited-Time Referral Bonus
Open your account using a referral link before June 20 and receive:
- Up to €100 welcome bonus
- 1 month free
- Your referrer earns €300 when your account is approved and you spend €50 with your Qonto card within 60 days
📈 Why Thousands of Businesses Are Switching to Qonto
- No hidden fees
- Transparent, modern design
- Tools to manage teams and accounting
- Fully mobile and web-based
- Built for entrepreneurs — not legacy systems
Ready to simplify your business finances? Join Qonto and experience a smarter way to bank.
